During this first phase, Clay Asset Management seeks to understand the client’s needs. Based on his investment horizon, on his personal and wealth situation, on his reference currency and on the total of assets under management, Clay Asset Management will define the client’s risk profile.

During this second phase, Clay Asset Management builds the asset allocation combining on one hand the clients’ expectations and objectives and on the other hand Clay Asset Management’s investment philosophy and markets perspectives.

The client’s portfolio is built during this third phase. The portfolio is managed according to Clay Asset Management’s convictions and anticipation on different asset classes and currencies. A personalized reporting – taking into account a regular update of client’s requirements – is provided.